On March 23, 2010, President Obama signed into law the Patient
Protection and Affordable Care Act (ACA), which seeks to make
health insurance coverage more affordable for individuals and
families and the owners of small businesses.
When fully implemented, the law will provide access to coverage
for an estimated 32 million Americans who are now uninsured as
well as prohibiting such practices as excluding people from
coverage due to pre-existing conditions, placing annual or
lifetime caps on coverage, banning rescission of coverage, and
establishing basic minimum benefit packages.
The Affordable Care Act will provide one of the largest
expansions of mental health and substance use disorder coverage
in a generation. Beginning in 2014 under the law, all new small
group and individual market plans will be required to cover ten
Essential Health Benefit (EHB) categories, including mental
health and substance use disorder services, and will be required
to cover them at parity with medical and surgical benefits.
While almost all large group plans
and most small group plans include coverage for some mental
health and substance use disorder services, there are gaps in
coverage and many people with some coverage of these services do
not currently receive the benefit of federal parity
protections. The final rule implementing the
Essential Health Benefits directs health plans in the individual
and small group markets to cover mental health and substance use
disorder services as well as to comply with the federal parity
law requirements beginning in 2014.
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United Advocates for Children and Families is committed to
protecting your privacy and developing technology that gives you
the most powerful and safe online experience. This Statement of
Privacy applies to the United Advocates for Children and Families
Web site and governs data collection and usage. By using the
United Advocates for Children and Families website, you consent
to the data practices described in this statement.
If you or a loved one is in immediate crisis, please call 911
or visit the nearest emergency room.
The UACF Hope Line is a message system for parents and caregivers
that provides resources and connections to individuals in your
community that may be able to assist you in finding appropriate
support services for your child’s mental health needs. Feel free
to leave a message on the UACF Hope Line and your call will be
returned as promptly as possible.